The Carsey Institute at the University of New Hampshire conducted this study and found that predatory mortgage lending is prevalent in rural areas. Additionally, authors conclude that rural minorities are more likely to take out higher-cost…

Authored by Amy Brown. This series of reports, as part of the Aspen Institute's Economic Opportunities Program and funded by the Annie E. Casey Foundation, explore various lessons learned from innovative approaches to EITC campaigns. The series…

This series of reports, as part of the Aspen Institute's Economic Opportunities Program and funded by the Annie E. Casey Foundation, explore various lessons learned from innovative approaches to EITC campaigns across the country. The series…

This resource provides information on how community organizations can help low-income individuals build assets. Individual Development Accounts (IDAs) are matched saving accounts that can be used for the purchase of a home, small business start-…

Through the Urban Institute, this article reviews information about the Child Tax Credit, which is the largest federal cash assistance program for children. The tax credit provides over $46 billion in subsidies to families with children every…

Individual Development Accounts (IDAs) have been a proven mechanism for supporting low-income families on a path to self-sufficiency by promoting asset-building. Asset-building programs can use a variety of strategies and tools to help create…

This article outlines marriage penalties and the effect these penalties can have on low-income families. Despite recent policy reforms, these penalties still remain for mostly low-to-moderate income families. Authors offer suggestions for…

This bulletin reviews a microenterprise development organization in California. This company provides tax preparation in an effort to build assets for the low-income population through the Earned Income Tax Credit.

This article reviews principles and funding information for financial literacy programs for low-income individuals and outlines effective approaches to providing financial literacy.

This policy brief gives tips for encouraging saving for retirement of low-income families. It outlines the benefits for state and federal governments to promote retirement saving. Improvements and changes to TANF, food stamps, SSI, and Medicaid…