This Prosperity Now report is the culmination of an 18-month partnership with the Citi Foundation to design and implement the Youth Financial Capability Fund, which integrated workforce development with financial capability services and supported…

This working paper from the Upjohn Institute for Employment Research examines the effects of receipt of the federal Pell Grant on future earnings of low-income students and a cost-benefit analysis for the program. Researchers found that Pell Grant…

Studies show that low-income families are more likely to be unbanked and “underbanked” than families with higher earnings. Lacking a bank account or depending on alternative financial services leads to significant financial barriers for low-…