This annual Bureau of Consumer Financial Protection report to Congress identifies programs and activities that the Bureau conducted to address its FY 2018 mandate. Mandated by Congress, the report covers three elements: providing financial…

The Bureau of Consumer Financial Protection is continuing its Youth Employment Success (YES) initiative with a new 2019 cohort. This program aims to improve financial literacy for youth in job readiness programs and is looking for five new programs…

This Administration for Children and Families brief provides guidance on how financial capability services are integrated into existing programs that are delivered to TANF participants. The brief is divided into four sections: centering the client…

This Brookings Institution study looks at youth financial literacy as a public policy issue. The comprehensive report presents a conceptual definition of financial literacy as well as state policies that incorporate financial education in the…

As youth transition into adulthood, financial literacy is crucial for self-sufficiency. To help young adults understand and manage their finances, the Federal Trade Commission and Office of Juvenile Justice and Delinquency Prevention will sponsor a…

This Prosperity Now resource guide supports organizations in developing a participant-centered financial coaching program. Grounded in a field survey, over 100 interviews, expert advice, and beta-testing with six new financial coaching programs, the…

More than one in four Americans has subprime credit, according to research conducted by the Urban Institute. This rating has substantial effects on the rates and costs of borrowing; for a $10,000 loan, someone with subprime credit can expect to pay…

This worksheet helps practitioners understand how to use the behavioral economics concept of “anchoring” in a goal setting conversation with clients. Anchoring means sharing information that may influence an individual’s behavior in one direction,…

This study from the Fatherhood Research and Practice Network provides the final evaluation results of a randomized controlled trial of a culturally tailored fatherhood curriculum for low-income fathers residing in Baltimore, Maryland. The program is…

This study from the Upjohn Institute for Employment Research examined the career earnings following a four-year college degree (versus a high school diploma) for students from a low-income background and compared them to those from a higher-…