This companion guide to Your Money, Your Goals offers financial tools and approaches tailored for Native communities. Created by the Consumer Financial Protection Bureau, it highlights strengths, values, and financial practices rooted in Indigenous cultures while offering practical worksheets on budgeting, planning, savings, and goal setting. For Tribal TANF or TANF programs working with Native participants and families, this guide can help make financial education more relevant used one on one in case management or shared in group workshops.

This website is a free financial empowerment toolkit from the Consumer Financial Protection Bureau designed to help frontline staff talk about money with the people they serve and support their meaningful financial progress. It includes 40+ practical tools and handouts on budgeting, tracking income and benefits, managing debt, understanding credit, choosing financial products, and protecting money from scams. TANF programs can share these easy‑to‑use worksheets and guides with participants or integrate them into case management and coaching to help people set financial goals, make smart money decisions, and build stability on their path to long‑term economic security.

This free financial education resource from the Federal Reserve Bank of Dallas offers straightforward, beginner‑level guidance on building personal financial stability and wealth. The guide walks through key topics like setting goals, creating a budget, saving and investing, managing debt, building credit, and protecting earnings — all framed in an approachable way for individuals and families. TANF programs can share this with participants as a practical tool for strengthening financial confidence and planning and building habits that support long‑term economic security.

Low literacy and numeracy are prevalent among TANF participants and can be barriers to pursuing education, job training, and employment. Improving literacy and numeracy may improve employment outcomes as adults with higher literacy levels tend to earn more and experience greater job stability.

This tipsheet provides TANF leaders with practical guidance on why and how to use TANF resources to support basic skills development to improve employment outcomes. By investing in foundational skills, TANF agencies can promote long-term self-sufficiency and reduced dependence on government benefits.

This tipsheet suggests ways TANF leaders can use technology to support program participation and participants’ employment outcomes. By investing in technology solutions, TANF agencies may efficiently deliver services that promote participant self-sufficiency and reduce dependence on government benefits. Technology options discussed in this resource include: 

• Virtual service delivery platforms, including digital service hubs, virtual case management tools, and online learning platforms
• Virtual platforms providing access to data and analytics
• Tools powered by artificial intelligence (AI) 

This resource also discusses factors for TANF leaders to consider when evaluating potential technology solutions.

This is the final video in a three-part series that aims to help Temporary Assistance for Needy Families (TANF) programs incorporate communication skill-building techniques from Healthy Marriage and Relationship Education (HMRE) programs that can promote the maintenance of two-parent families and improve job readiness, skills-building, and employment outcomes among TANF participants.

This video explains how case managers can use Speaker-Listener Technique with TANF participants, as well as how case managers can help TANF participants develop their own skills with this technique.

This is the second video in a three-part series that aims to help Temporary Assistance for Needy Families (TANF) programs incorporate communication skill-building techniques from Healthy Marriage and Relationship Education (HMRE) programs that can promote the maintenance of two-parent families and improve job readiness, skills-building, and employment outcomes among TANF participants.

This video highlights one simple strategy—called relationship agreements—that TANF, program service staff could use with families, and families can use together to turn tension into teamwork.

This is the first video in a three-part series that aims to help Temporary Assistance for Needy Families (TANF) programs incorporate communication skill-building techniques from Healthy Marriage and Relationship Education (HMRE) programs that can promote the maintenance of two-parent families and improve job readiness, skills-building, and employment outcomes among TANF participants.

This video explores how one intentional strategy, active listening, can transform conversations between TANF program participants and their case managers, their families, and their employers or prospective employers—leading to better participant and program outcomes.

The Tennessee Temporary Assistance for Needy Families (TANF) Opportunity Act of 2021 set the TANF cash benefit amount at no less than 25 percent of the Consolidated Need Standard, which is the estimated amount of income a family in Tennessee needs to cover basic living expenses. This change increased the monthly cash benefit for a family of three from $277 to $387, a 40 percent increase. The benefit increase was implemented in July 2021 and remains at that amount. This MEF paper examines the effects of this benefit increase on families participating in Tennessee’s TANF program.

As part of the Tennessee Opportunity Act (TOA), the Tennessee Department of Human Services launched the Tennessee Opportunity Pilot Initiative, awarding $25 million grants to seven community initiatives to support low-income families' economic mobility and well-being. The pilots provide families with direct services and connections to existing services within their communities. The service mix and structure of the pilots vary, but they include similar components such as care coordination and coaching, employment support, financial support, and family or other individual support. TOA also established a rigorous evaluation to inform future policy and programs. The evaluation aimed to create a state-level learning laboratory to produce evidence on program effectiveness and implementation, enabling Tennessee to enhance human services delivery.

This MEF report builds upon the information in the first report, details progress on the evaluation in 2024, and looks towards the upcoming evaluation work.